When a company owes you money and can't find you — an old deposit, a final paycheck, a refund mailed to an old address — the law makes them hand it to your state, which holds it under your name forever. States currently hold about $70 billion of this. 1 in 7 Americans has some. CheckMyMoney searches every state at once and files your claim for you.
Deposit from an address on Fulton St, San Francisco — reported to the state in 2019 when the refund check bounced.
Uncashed final paycheck from a 2021 employer. Claimable by mail — we've pre-filled the form and the ID checklist.
None of this is exotic. It's the administrative dust of normal life — and it adds up to $70 billion.
Utility, rental and telecom deposits refunded to addresses you'd already left.
Final checks from old jobs that never reached you — payroll's most common loose end.
The $40 you left in an account you closed, plus interest, sitting with the state.
Overpayments and policy refunds mailed after you switched insurers or moved.
Accounts of deceased relatives that no heir ever knew existed. Claimable by family.
Forgotten brokerage crumbs, class-action payouts and rebate checks that expired unclaimed.
Every state runs its own database with its own search quirks — and none of them will ever call you.
Yes, you could DIY it on state sites. Here's what that actually looks like.
The search takes seconds. Most claims pay out in 4–12 weeks.
All 50 states at once, including variations and old addresses. See matches with confidence levels and estimated amounts.
We pre-fill each state's exact form and tell you which ID documents to attach. Review, sign, submit.
States pay by check or deposit. Monitoring stays on — new money under your name triggers an instant alert.
The finder industry takes cuts of money that was always yours. We refuse.
Finder firms legally take 10–35% of your recovery. CheckMyMoney takes $0 of it — every dollar recovered is yours.
Every match links to the official state record. You can verify anything we show you on the state's own site.
Searches are encrypted, never sold, never shared. Delete your account and everything goes with it.
I was 100% sure this was one of those too-good-to-be-true things. Then CheckMyMoney found a $212 utility deposit from my San Francisco apartment in 2019 — on the official California site, under my name, exactly like they said. The check arrived in five weeks. My wife made me search her maiden name the same night.
Real matches, real checks. The money was always there.
An old savings account of my dad's from the 90s. CheckMyMoney flagged it as heir-claimable and walked me through the extra paperwork. $1,900 split between my sister and me.
I've moved five times. Matches came back from two states I'd forgotten I'd even had deposits in. DIY-ing that would've been an afternoon per state.
Nothing on my first search. Four months later: alert — a class-action payout reported under my name. $86. Membership already paid for itself.
The offer
The average claimed amount nationally is in the hundreds — and monitoring means you never miss the next one.
If your search comes up empty, monitoring keeps watching for free money under your name — most 'empty' searches match within the first year as new property gets reported. Not worth it? Cancel in one tap, no questions.
One simple price: $9.99/month — cancel anytime.
Every search, every claim, every alert.
Join CheckMyMoney for $9.99/month. Your first all-state search takes 30 seconds.